Blog
Finance

Financial leverage calculator

Enter operating profit (EBIT) and loan interest for the period. The calculator works out the degree of financial leverage (DFL).

Result

Degree of financial leverage (DFL)

Your inputs are stored in this browser, so everything is still here next time. Nothing is sent to a server.

This calculation is for informational purposes only and does not replace advice from a qualified professional. Formulas and rates may not fit your exact situation — double-check the figures before making decisions.

How it is calculated

DFL (Degree of Financial Leverage) = EBIT ÷ (EBIT − loan interest). It shows how many times a percentage change in operating profit gets amplified in the percentage change of profit left for owners after interest: the more fixed interest payments relative to EBIT, the higher the DFL.

This is an income-statement metric — the 'leverage' here measures profit sensitivity to interest load, not the balance-sheet capital structure. If you need the balance-sheet debt load (debt relative to equity), use the separate Debt/Equity calculator.

DFL multiplies by operating leverage (DOL) to give total leverage (DTL) — the overall sensitivity of owners' profit to a change in sales volume. To compute DTL directly, use the separate total leverage calculator.

Other calculators

All calculators