Result
Down payment amount
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This calculation is for informational purposes only and does not replace advice from a qualified professional. Formulas and rates may not fit your exact situation — double-check the figures before making decisions.
How it is calculated
Down payment amount = asset cost × down payment percent ÷ 100. Remaining financed amount = asset cost − down payment — the leasing company computes the monthly payment from this amount going forward (net of the discounted residual value too, if there is one).
The higher the down payment, the smaller the amount the markup accrues on, and the lower the monthly payment and total overpayment — the same principle as a down payment on a loan.
The required down payment percentage is set by a specific lessor, not a fixed figure — it depends on the asset type, deal term and the client's risk profile, which is why it's an editable field here, not a built-in standard.