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Fixed insurance contributions for sole proprietors calculator

Enter the fixed contribution amounts, annual income, the income threshold, and the additional contribution rate on the excess. The calculator works out the total annual contributions.

Check the current year's actual amount with your country's tax authority — it's usually updated annually

Result

Total contributions for the year

Your inputs are stored in this browser, so everything is still here next time. Nothing is sent to a server.

This calculation is for informational purposes only and does not replace advice from a qualified professional. Formulas and rates may not fit your exact situation — double-check the figures before making decisions.

How it is calculated

Extra contribution = max(0, annual income − threshold) × rate ÷ 100. Total contributions = fixed contribution 1 + fixed contribution 2 + extra contribution. This is based on a scheme common across many countries: a small fixed amount is paid regardless of income, and a percentage on the excess is added above a set income threshold.

The specific fixed contribution amounts and the income threshold are set by law and usually indexed or revised every year — the calculator deliberately doesn't store them as built-in values: plug in the current figures for your country and year.

The extra contribution on the excess often has an upper cap — that's not accounted for here, so at very high income the actual contribution total can come out lower than calculated due to that cap.

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